I can provide you with some general information about Uber accidents in California based on previous trends and statistics up until my September 2021 knowledge cutoff date. Please note that the specific details may have changed since then, so it's important to refer to the latest official sources or news outlets for the most recent and accurate information. Here are some key points to consider:
1. Reporting and Oversight: The California Public Utilities Commission (CPUC) regulates transportation network companies (TNCs) like Uber in California. The CPUC requires TNCs to report accidents involving their drivers.
2. Liability Insurance: Uber provides liability insurance coverage for its drivers while they are logged into the app and actively driving passengers. The insurance coverage is contingent on the driver's personal insurance policy.
3. Insurance Coverage Levels: Uber's insurance coverage is divided into different periods:
- Period 1: The driver is logged into the app but has not yet accepted a ride request. During this period, Uber provides liability coverage of $50,000 for injury per person, $100,000 for injury per accident, and $25,000 for property damage.
- Period 2: The driver has accepted a ride request and is en route to pick up the passenger(s). Uber's insurance coverage during this period includes $1 million in liability coverage for injuries and property damage.
- Period 3: The driver is transporting passengers in the vehicle. Similar to Period 2, Uber provides $1 million in liability coverage during this period.
4. California Insurance Requirements: In California, Uber drivers are required to maintain their own personal auto insurance policies that meet the state's minimum requirements. The driver's personal insurance may come into play if an accident occurs during Period 1 when Uber's contingent liability coverage is in effect.
5. Accident Reporting: In the event of an accident involving an Uber vehicle, it is important for all parties involved to report the incident to their insurance companies and, if necessary, file a police report. Uber also has an accident reporting process that drivers should follow.
To stay informed about the latest and most accurate information regarding Uber accidents in California, I recommend referring to official sources such as the California Public Utilities Commission (CPUC), the California Department of Insurance, or reputable news outlets that cover transportation and ride-hailing industry news.
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